Insurance Requirements

Insurance requirements for events held in the Underground are based on event size and risk.

1. Standard Events (16+ attendees, public events, or events with alcohol).
Guest shall maintain General Liability insurance with limits of not less than $1,000,000 per occurrence and $2,000,000 aggregate. The Hub shall be named as an Additional Insured. Proof of insurance may be required prior to the event.

2. Small, Low-Risk Events (15 or fewer attendees, private, no alcohol).
Insurance may be waived at the Hub’s discretion. Guest remains fully responsible for all event activities, attendees, and damages.

3. Short-Term Coverage.
Guests may satisfy the insurance requirement with a single-day or short-term event insurance policy.

4. Limitation of Coverage.
The Hub’s insurance does not cover Guest events, attendees, vendors, or activities.